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Charity Bank Ltd
Tonbridge · Ltd · Est. 2002
Loans to Charities Only
The only UK bank dedicated to lending exclusively to charities, social enterprises and community organisations. All deposits are used to fund social good. Living Wage accredited. Transparent impact reporting.
Social Ethics Score
88/ 100
emoji_eventsExemplary · Top 5% in UK
assignmentGovernance
8.8
ecoCommunity
9.2
paymentsTax
8.8
groupsEmployment
8.8
campaignCause
9.2
Score updates from live register data
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Full Score Breakdown
Why Charity Bank Ltd scores 88/100
| Pillar | Evidence | Source | Score |
|---|---|---|---|
assignmentGovernance | Legal structure: Ltd. Mission statement verified. Companies House filing reviewed. | Companies House · B-Corp | 8.8 |
ecoCommunity | Community contributions assessed from Charity Commission and third-party reports. | Charity Commission | 9.2 |
paymentsTax | Effective UK corporation tax rate: 21.4% (vs 19% statutory norm). HMRC records show no adverse findings. | HMRC · Fair Tax Mark | 8.8 |
groupsEmployment | Minimum wage paid: £13.85/hr. Zero-hours: 0%. Gender pay gap: null%. 0 tribunal losses in 5 years. | LWF · DWP · Tribunals | 8.8 |
campaignCause | Assessed from public advocacy record, employee volunteering policy (0 days/yr), and cause promotion activities. | Third Party Auditors | 9.2 |
Employment Practices
How Charity Bank Ltd treats its people
£13.85/hr
Min. wage paid
Real LW: £12.60
0%
Zero-hours contracts
UK avg: 18%
0
Volunteer days/yr
Per employee
0
Tribunal losses
Past 5 years
Tax Responsibility — Verified by HMRC
Tax transparency
Charity Bank Ltd's effective rate
21.4%
UK corporation tax ()
UK statutory rate
25%
Main rate · SME relief typically reduces to ~19%
infoAll data on this page is pulled from public registers: Companies House, HMRC, Charity Commission, and accreditation body databases. Charity Bank Ltd has not paid for this listing or influenced its content. Last data pull: 29/03/2026.